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What to Bring to a Pre-Qualification.

  • Previous two-year residence history:
    Name of landlord (if renting) / mortgage lender (if owner) with account number and phone number and address of party.
  • Previous two-year employment history:
    Employer name / address / phone number, Current paycheck stubs for last 30 days, W-2 forms from the previous two years
  • Previous three months of bank statements:
    Check and / or savings statements, Credit union statements, Mutual fund / stock / bond or other brokerage account statements
  • Names, addresses, and account numbers for ALL outstanding debts:
    Include monthly payments and current balance statements, Child care, foster care, or nursing home costs
  • Driver’s license and social security card for all parties requesting a loan:
    (Only FHA, VA loans)
  • VA applications Only:
    Certificate of eligibility, Copy of Discharge Papers (DD 214 Form)
  • Divorced Persons Only:
    Complete divorce decree including settlement papers

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