Previous two-year residence history: Name of landlord (if renting) / mortgage lender (if owner) with account number and phone number and address of party.
Previous two-year employment history: Employer name / address / phone number, Current paycheck stubs for last 30 days, W-2 forms from the previous two years
Previous three months of bank statements: Check and / or savings statements, Credit union statements, Mutual fund / stock / bond or other brokerage account statements
Names, addresses, and account numbers for ALL outstanding debts: Include monthly payments and current balance statements, Child care, foster care, or nursing home costs
Driver’s license and social security card for all parties requesting a loan: (Only FHA, VA loans)
Appraisal and credit report fee of approximately $350 (Check with the lender):
Tax returns from the previous two years: If self-employed, commissions / bonuses earned, or own rental property owned
Divorce decree ( if applicable): Information on child support / alimony payable or receivable
Other Real Estate holdings: Name and address of lender, and loan information, Copies of all current lease / rental agreements and / or land contracts, Closing statement for any property bought or sold in the last two years, Warranty deed if property is owned free / clear, Property tax / utility and expense information on property
VA Applications Only: Certificate of eligibility, Copy of Discharge Papers (DD 214 Form)
